Zero-Interest Loans Now Available for Fuel-Affected Businesses - Are You Eligible?
- Kelly Gaunt
- Apr 21
- 2 min read
The Federal Government has announced a $1 billion zero-interest loan scheme to support businesses impacted by the recent fuel crisis and supply chain disruptions.
If your business has been affected by rising fuel costs or related pressures, this may be worth exploring.
What’s on offer
0% interest loans (you only repay the principal)
Up to $5 million for many small to medium businesses
Designed for industries such as transport, logistics, fuel, manufacturing, and agriculture
Typically, short-term funding (around 2 years for bank-facilitated loans)
👉 These are loans, not grants, so they will need to be repaid.
How to find out more
The best starting points are:
Your business banker or relationship manager (they will handle most applications)
The National Reconstruction Fund – Economic Resilience Program information and see below Fact Sheet
Speaking with us so we can help assess suitability and repayment capacity
Quick checklist – are you ready to apply?
✔️ You have an active ABN and operate in Australia
✔️ Your business has been impacted by fuel costs or supply disruptions
✔️ You are in an eligible or related industry
✔️ Your turnover is generally under $100 million (for bank loans)
✔️ You have up-to-date financials available
✔️ You can demonstrate capacity to repay the loan
What to do next
Contact your bank and ask about the Economic Resilience Program
Gather your financial information (we can assist with this)
Assess whether the loan suits your business
Reach out to us if you’d like help reviewing your position or preparing your application
If you think this may be relevant for you, feel free to get in touch—we’re happy to talk it through and help you decide whether it’s the right option.
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